Chama SmartA product of Odutechspace Limited
The chama management app for group savings in Kenya.
Chama Smart is a product offered by Odutechspace Limited.
Track contributions, loans, and investments for your chama, SACCO, or investment group. Automated statements and WhatsApp integration are built in.
What Chama Smart is
Chama Smart is a web app for chamas, savings groups, and similar organizations. It keeps contributions and disbursements in one ledger, lets members see the same numbers, and sends scheduled PDF statements. Admins can also run WhatsApp commands in a linked group chat.
Groups it is built for
Whatever you call your group, Chama Smart adapts to how you save and pay out.
Primary
Chamas
Merry-go-round and table banking, welfare funds, rotating payouts. Keep every cycle clear without a shared spreadsheet.
Primary
SACCOs
Structured member savings, loan books, and contribution cycles with roles, statements, and an audit trail.
Primary
Investment groups
Pooled capital, investment tracking, returns, and member payouts, so everyone sees the same numbers.
What the ledger does
Contributions and disbursements
Record money in and money out in one place so the group shares one balance.
WhatsApp commands
Admins run !balance or !statement in the chama group chat. Members stay in sync without chasing the treasurer.
M-Pesa and payment links
Collect contributions online with M-Pesa and share payment links so members can pay without chasing the admin.
Scheduled PDF statements
Monthly statements go out by email so everyone sees the same numbers.
Loans and investments
Record loans, repayments, group investments, and how returns flow back to members.
Multi-organization membership
Belong to more than one chama or SACCO and switch between them in the same account.
Who it is for
Treasurers and members of Kenyan-style chamas and similar groups who need one ledger instead of a shared spreadsheet.
- Chamas that collect contributions on a cycle
- SACCOs that need roles, statements, and an audit trail
- Investment groups that track pooled capital and payouts
Odutechspace Limited
Offered by Odutechspace Limited
Chama Smart is a product offered by Odutechspace Limited. Odutechspace Limited operates the service.
Chama Smart is a product offered by Odutechspace Limited.
Common questions about Chama Smart
Chama Smart is the chama management app for group savings in Kenya. It tracks contributions, loans, and investments, with M-Pesa payments, WhatsApp balances, and automatic PDF statements. Chama Smart is a product offered by Odutechspace Limited.